Commonwealth Finance Tracker Pro — Budgeting, Net Worth Tracking & FIRE Planning

Master your money. Without the manual, the markup, or the tracking.

One simple app for budgeting, debt payoff, net worth tracking, and FIRE planning. $9.99/month. No bank logins required. No ads. No data selling. Cancel anytime.

🔒 Bank-level encryption 💳 Secured by Stripe 🚫 No data selling
Young professional managing their finances with Commonwealth Tracker Pro

Everything you need to take control of your money
Build wealth. Eliminate debt. Reach financial independence.
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Smart Budgeting

Track every dollar with custom categories, monthly limits, and instant insights. See where your money goes and where it should be going.

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Debt Payoff Planner

Crush debt faster with built-in snowball and avalanche strategies. Visualize your payoff timeline and watch your balances shrink.

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Bills & Reminders

Never miss a payment. Set recurring bills, get smart alerts, and keep your credit and your sanity in good standing.

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Net Worth Tracking

Connect every account, debt, and asset to see your true net worth in one place. Watch it grow as you pay down debt and build savings — updated automatically as you log transactions.

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Private & Secure

Bank-level encryption, two-factor authentication, and a strict no-data-selling promise. Your finances are yours alone.

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FIRE & Goal Planning

Set your financial independence number, project your timeline, and track every dollar of progress. Plan the life you actually want.

Person hiking at sunrise representing financial freedom and independence

Build the life your money makes possible.

Plan for financial independence, then live it — debt-free, on your own terms.

Simple, Transparent Pricing
35-day free trial. No credit card required.
Monthly
$9.99
per month
✓ 35-day free trial
  • Full dashboard & budgeting
  • Unlimited transactions
  • Goals & savings tracking
  • Monthly reports (PDF, Excel, Word)
  • Cancel anytime
Get Started

Frequently Asked Questions
Have a question we haven't answered? Reach out via our contact page.
Do I need a credit card to start the free trial?
No. Your 35-day free trial is genuinely free — no card, no commitment. Add payment only if you decide to keep your account after the trial ends.
Will you sell my financial data?
Never. We don't sell, share, or rent your data to anyone. Commonwealth Tracker Pro is funded by your subscription, not by advertisers or data brokers. That's the whole point.
How is my data protected?
Your data is encrypted in transit and at rest with bank-level security. Every account gets mandatory two-factor authentication. You can review active devices and security events anytime from your account settings.
Can I cancel anytime?
Yes. Cancel from your account in two clicks. No phone calls, no retention pressure, no fees. If you cancel during the free trial, you won't be charged.
Does it work on my phone?
Yes. The web app is fully responsive and works in any modern mobile browser. A dedicated mobile app for Android is in development and coming soon.
What makes this different from other budgeting apps?
Three things: privacy (we don't sell your data, ever), depth (FIRE planning, debt payoff strategies, net worth tracking, and AI-powered insights in one place — not just expense categorization), and value (a complete personal finance toolkit for under $10/month, with a 35-day free trial and no credit card required).